Business Insurance Claims Stories
No matter what industry you work in, or the number of people you employ, every company could potentially find itself facing business insurance claims at some point down the line. From your day-to-day operations to the premises you work from and the employees you hire, every business comes with its risks.
Regardless of your efforts to ensure that work is completed to the best possible standard and health and safety rules are in place, mistakes can still happen. This is where business insurance can provide protection - by covering your business, financially, for any compensation payments or legal action that you may face as a result of a claim. Business insurance claims examples can include anything from an employee tripping and injuring themself at work (employers’ liability), to client data being compromised (professional indemnity).
Below you can read a series of insurance claims stories from real Hiscox customers and learn how we could potentially support your business.
Commercial cover for an advertising agency
A media production company, which produces digital adverts for clients, faced allegations of breaching advertising regulations. Hiscox stepped in to support them.
Cover for damaged retail stock
When a misunderstanding with led to a shoe retailer’s stock being destroyed, Hiscox was able to assist with the claim, thanks to the client’s commercial cover.
Protection for web designs & developers
An IT company hit some unexpected roadblocks when building a new website for a client, resulting in a business insurance claim. Hiscox were able to help settle the claim.
Employers’ liability cover for volunteer injury
When a volunteer tripped over during work with our customer, a claim was made against the business. Fortunately, with the right level of employers’ liability cover both parties were protected*.
*Hiscox employers’ liability insurance is available alongside your Hiscox public liability cover and cannot be purchased on its own.
Equipment cover for photographers
When a wildlife photographer had his equipment unexpectedly stolen by baboons, he made a claim. Despite ordinary policy conditions, Hiscox paid without prejudice.
Public Liability Claims Case Studies
Browse through some of our previous insurance claims stories, which outline some public liability claims examples. See how Hiscox protects UK businesses.
Professional Indemnity Claims Case Studies
Read through the real experiences of Hiscox indemnity customers and understand the ways we can work to protect you and your business from potential legal threats.
John Cooper Clarke
The ‘Bard of Salford’ John Cooper Clarke, Hiscox’s new (Under)Writer in Residence, has written a series of inimitable poems inspired by our customers’ extraordinary insurance claims.